When a property claim is filed, the insurance company will assign an adjuster to the claim to assess the damage and create an inspection for the repairs. However, these adjusters are looking out for the insurance company’s best interest, not the policyholder’s. Sometimes it’s necessary for a property owner to have a professional advocating for them – this is where public adjusters come in.
Why Public Adjusting?
Adjusters sent out by your insurance company are working for the insurance company and, as such, are looking out for them, not their policyholders. Public adjusters are property claim experts that have the knowledge and skills to advocate for property and business owners competently. While contractors can often advise homeowners on their rights, a licensed public adjuster is the only professional who can legally negotiate with the insurance company on behalf of the policyholder. Public adjusters can play an integral role in ensuring property owners are being appropriately compensated by their insurance company for repairs to property damage.
Working With a Public Adjuster After Property Damage
The insurance claims process following property damage can be overwhelming, and insurance companies are often notorious for not informing their policyholders of every detail of their policy. Public adjusters can work with you and your insurance company to ensure policyholders receive a fair amount of money relative to the loss they experienced. Some of the things public adjusters can do for you are:
- Be an Advocate
- Give Consultation
- Provide Documentation
- Help You Prepare
- Negotiate
A public adjuster’s biggest job is to advocate for their clients using their knowledge of policies and procedures to ensure each client is being fairly compensated by their insurance company for any damages incurred to their property. At Americanstruction, our public adjuster, Michael DeGregorio, leaves no stone unturned in his comprehensive inspections, guaranteeing his clients get exactly what is owed to them.
Michael DeGregorio – Public Adjuster
As a public adjuster, Michael DeGregorio works exclusively for you, the property owner, NOT the insurance company. Because he understands the devastation involved in a loss, Mike advocates for each policyholder to maximize their insurance coverage to restore the property to its pre-loss condition. Starting with a free inspection, Mike will assess the damage using state-of-the-art technology to document and analyze the loss, prepare an inspection, and interpret your insurance policy to ensure you receive ALL of the benefits you are entitled to under your coverage. If you need a public adjuster, Mike is ready to help. Call today at (815) 469-4960.
Public Adjuster License #: 19166017
